- Financial Planning Manager
Summary :
The incumbent will be part of the Personal Banking team based at
branches. The profile requires the incumbent to have sound understanding
of the life insurance needs of customers and to offer them insurance
products / investment solutions
Responsibilities :
• To
understand the customers requirements and offer them customized
solutions
• Selling
of Mutual Funds/ Insurance products to achieve targets through referrals
and cold calls.
• Maintaining
records of all customers with proper documentation.
Skill and Experience :
• Graduate
• Atleast
1.5 - 2 years of relevant experience
• Should
have knowledge of the following productsInsurance (Necessity) Mutual
Funds (Desirable) Investment related Tax issues
• AMFI
& IRDA Certification (Necessity)
Personal Attribute :
• Between
23-28 years of age
• Planning
/ Organising skills, Sales orientation, Ability to achieve sales
targets
• Ability
to work as part of a team delivering Wealth Management products
• Ability
to provide high level of customer service
- Officer in Marketing Department
Responsibilities:
The person would be responsible for:
• Planning,
Implementation and Evaluation of Marketing Initiatives at the branches
• Maintaining
the Merchandise at the branches / ATMs through a merchandising agency.
• Developing
new merchandise within the branch guidelines
• He
/ she will have to extensively deal with external agencies (Advertising
Agency/ Merchandising Agency) as well as interact with the internal
branch / sales staff.
• Maintain
the Intranet for the Marketing Department
• Maintain
and circulate MIS on branch performance
Qualification & Experience:
• A
management post graduate (Major in Marketing) with 3 to 4 years
of work experience.
• Work
experience could be as a Marketing Co-ordinator / Officer in a FMCG
/ Services company or a Client Services Executive handling a large
account in an Advertising Agency.
- Customer Service Officer (CSO) : Retail Assets
This profile is that of CSO with candidates having experience in
Retail Assets (Housing Loan and Personal Loans).
Candidates should have 2-3 years of rich experience in front end
Customer service roles, Sales and operations in Branch environment
with a reputed Bank.
Candidate should possess :
• Good
understanding of Banking
• Good
Communication skills
• High
orientation towards customer service
• Age
: Not more than 28 yrs.
• Must
have penchant for selling financial products.
- Credit
officer : Small and Medium Enterprises
Profile :
People who have knowledge in the area of making advances to corporates.
The candidate should have knowledge of financial products like factoring,
setting Bank Guarantees for corporates, giving limits for letters
of credit, Term Loans etc.
Candidates should have sound knowledge of reading Balance sheets
of companies, Profit and Loss Statements, and various other methods
employed to appraise companies.
-
Credit & Customer Service Officer Factoring
Position is based in Commercial Banking department. They deal with
corporates having turnover of less than INR 150 cr. The incumbent
will be part of a team of 3 officers handling Channel Finance and
related products for corporates. Each officer will have individual
responsibility of managing deals of a set of clients. The incumbent
will report to Manager.
Profile will involve, Liaising with customers, Relationship Managers
/ Factoring Sales Managers to structure appropriate product solutions.
The role will also involve marketing for new business from the Mumbai
market and the incumbent will be given revenue generation targets.
We are looking for a candidates having experience of 2-3 years in
channel finance.
-
Sales Manager SME Asset - Small and Medium Enterpises (SME)
We are looking for Sales profile in Small and Medium Enterprise
business group. They are part of commercial banking department sourcing
business from corporates having turnover less than INR 150 Cr.
Incumbent will be responsible for managing a team of Sales Officers
(8-10).
He will be reposible for business development on the Asset side
of business.
-
Field Sales Officer - SME Asset
Profile :
The candidate will be responsible for sourcing SME Asset business
: This includes sourcing commercial property loans, loans against
collaterals, mortages etc.
-
Marketing Officer - Retail Assets
Skills Required :
•
Candidate is expected to have knowledge about financial services
industry as the candidiate is expected to work on Product manuals
and process manuals
•
Candidate should have sound understanding of marketing and product
- as the candidate is expected to work on Press Advertisement
(ATL) and on Direct mailers and Events (BTL).
•
Candidate must score high on computer proficiency i.e Powerpoint
Presentation and Excel
•
Candidate must have worked on research
-
Credit Card Risk Officer
Skills Required :
•
Good communication/Good Analytical skill
• Willing
to work under shifts(7am-2pm/2pm-9pm/9pm-7am)
Qualification :
Graduate
-
Officer / Senior Officer - Retail Housing Finance
Job Description :
• Credit
appraisal, loan processing, marketing various products to retail
customers, walk in customers, handling telephone enquiries, back
office operations etc.
• The
candidate should have the ability to explain and market the various
products offered with considerable patience and empathy and ensure
that his knowledge/skill promotes the growth of business.
•
The candidate would also get involved in Business Development
& enhancing business from existing corporates, establishing
new arrangements with corporates/ developers for generating business
for the company.
•
The above position requires high energy levels, customer orientation,
excellent communication skills(oral and written), teamworking
skills and a strong determination to achieve results.
Skills :
MBA's with around 1 year relevant experience , specialized
in the areas of Marketing/Finance with a good academic background,
excellent communication skills (oral & written), with a flair
for customer service and excellent teamworking skills. The candidate
must be willing to work in any of our offices.
-
Officer - Performance Management
• Execute
the cascade of performance measures at the level of the Staff
Officers - including providing clarity of measurement services.
• Provide
technical support to employees on resolving problems related to
eTPM during the year.
• Conduct
contact program meetings on a weekly basis with different officers
in different functions to identify and resolve issues
impacting employee performance, drive migration of employees onto
eTPM.
• Execute
training programs for officers to educate them on MPI/IoA setting,
performance counseling, performance feedback techniques etc.
Experience :
• Graduate/Post
Graduate (Diploma in HR will be an added advantage)
• 3
to 4 years experience (Preferably within an HR department)
Skills :
• Experience
of having handled at least one performance management cycle in
an organization.
-
Officer HR - IT Technology
Job Profile:
• Map
the HR processes, identify key processes, which can be enabled,
identify technology options available
and create a HR technology plan with budgets as part of the business
case.
• On
approval of the business case prepare detailed project plans for
the entire implementation cycle
based on the develop, outsource options identified in the business
plan.
• Work
with key customers (mainly different department users/top management)
in the organization to understand user requirements of the
customer and convert the same into technical
specifications for the automation.
• Interface
with other departments i.e. TSV, GLT and with external vendors
where required during the
project to create the required technology interfaces, evaluate
technical options (i.e. compatibility
of solutions with current IT systems, platforms etc) within the
company to execute the
project plans. Conduct all tests required prior to the system
going live and troubleshoot problems
until systems have stabilized.
Candidate Specification:
• Graduate/Post
Graduate (Should have knowledge of back end's like Oracle, windows
operating platform
and web designing, with some exposure to IT programming / system
design)
• 3
to 4 years experience (Preferably in a technology company with
experience some experience of
having worked on a complete cycle for HR ERP system).
-
Marketing Officer - Media and Commercial
Position is based in Marketing
Department at coporate office, reporting in to Brand Manager.
Responsilbilities include:
• Implementation
and evaluation of the mass media campaigns in press, outdoor and
television under the guidance of the Brand Manager
• Co-ordinate
between media and creative agency on the material to be provided
to the channels/publication to meet the deadline
• Ensure
that the releases for media are happening as per the agreed schedule
• Maintaining
details clearing of bills and providing monthly MIS to the marketing
department.
• Maintain
an effective billing system
• Budget
Tracking (Providing MIS - Budget vs. actuals status)
Candidate Profile
• Part
time/ Small time MBA Marketing
• 3-5
years of experience in a Media buying agency/Advertising agency
• Handling
a large account in the media operations dept. of a professional
advertising/media buying
agency
• Has
handled TV, outdoor and press as part of the job
-
OFFICER BUSINESS ANALYSIS
Qualification :
• Graduate
(B.Com / B.Sc)
Experience :
• 2
years (or more) of experience - exposure to the banking / financial
industry OR experience in analytics will be preferred.
Skill Sets :
• Knowledge
of SQLs is mandatory, knowledge of SAS will be helpful.
• Should
be capable of understanding business drivers, Basic accountancy
knowledge will be useful.
Reponsibilities:
• Analysis
and modelling of customer behaviour for the Retail bank.
• Profitability
analysis, preparation of delinquency related MIS for the retail
banking unit.
• Delinquency
modelling, providing business interpretation of customer behaviour
trends to Senior Management.
• Using
SQLs and tools like SAS to interpret the impact of customer behaviour
on profitability.
-
Officer Accounts
Profile
• Prepare
purchase orders
• Prepare
payment schedule for making vendor payment to FCD
• Handle
suspense account
• Look
after capitalisation of IT goods
• Inventory
management in terms of capitalisation, movement, disposal etc
• Preparation
of cost sheets for budgeting, proposals and usage for AOP and
ATP preparation
• Any
other administrative tasks
• Basically
he/she should be good in accounts and MS Office suite and if
from within the bank it could be a added
advantage.
-
Officer Collections
Location - Mumbai
/ Pune
Job Profile: Collection Agency Management
There are three agencies in Pune that manage collection of Cards.
Business
size is recovery of 2 Crore per month.
Incumbent has to work with agencies and meet the recovery targets
-
Marketing Officer - Credit Card
Responsilbilities include:
• Building
customer loyalty programs
• Ongoing
management of marketing programmes for customer loyalty and
usage
• Increasing
credit card usage and activation
• Developing
successful alliances
• Compliance
with Reserve Bank of India and the Indian Banks Association's
guidelines and adhering to the Bank's
core business values to safeguard its integrity and credibility.
• Ensuring
that marketing programmes and activities developed meet the legal,
compliance and Group brand identity guidelines.
• Coordinating
with alliance partners
• Effective
3rd party, vendor & supplier management
• Monitoring
programme performance via reports and MIS
Besides dealing with internal customers (i.e., Compliance, Public
Affairs,
Businesses, Systems, Training, Areas and the departmental heads),
the job
holder also needs to liase with external customers like the advertising
agency, direct marketing agency, web development agency, telemarketing
agency and other organisations.
Candidate profile
• MBA
Marketing ( Category B B-Schools)
• 2-3
years of credit cards marketing and sales experience. Good Graduate
with relevant work experience will be
considered at par with MBA.
• Expertience
in marketing of other financial products will also be considered.
• An
understanding of the banking industry with specific knowledge
in sales & marketing
-
Officer - Training
Responsibilities:
• To
deliver IT programmes and learning opportunities through a variety
of distribution channels
• To
promote E-Learning opportunities for staff of all grades across
the region.
• To
manage the INM RGT Learning Centre.
• To
provide consultancy in the areas of IT and E-learning across HSBC
India.
• To
liaise with Group E-learning (GDD/ APH TND) and ensure HSBC India
benefits from the sharing of best practice
and follows Group guidelines.
Candidate profile:
• Graduate
degree. Post graduate qualification in Finance or banking is a
desirable IT background and qualification and a minimum of 3 years
experience in an IT environment.
• Experience
in Banking or any other financial service industry at a supervisory
level of 2 years . Can be waived for candidates having higher
level of experience in developing / delivering E-Learning solutions.
• While
prior training experience is not essential the candidate must
possess experience in designing or delivering distance learning
solution for atleast two years
• Communication
skills of high order
• Organisational
planning skills
• Commercial
awareness
• Teamwork
• Initiating
change
Skills required :
Develop website and work on developing e learning methods for
delivering training through alternate delivery channels other
than classroom training. Has to build ways to make the site interactive
Content would be provided. Forms would require to be designed.
-
Marketing Officer (Cards Usage & alliances)
Role requires:
• Increasing
credit card usage and activation
• Building
customer loyalty
• Developing
successful alliances
• Compliance
with Reserve Bank of India and the Indian Banks Association's
guidelines and adhering to the Bank's core business values to
safeguard its integrity and credibility.
• Ensuring
that marketing programmes and activities developed meet the legal,
compliance and Group brand identity guidelines.
• Ongoing
management of marketing programmes for customer loyalty and usage
• Coordinating
with alliance partners
• Effective
3rd party, vendor & supplier management
• Monitoring
programme performance via reports and MIS
• Besides
dealing with internal customers (i.e., Compliance, Public Affairs,
Businesses, Systems, Training, Areas and the departmental heads),
the job holder also needs to liase with external customers like
the advertising agency, direct marketing agency, web development
agency, telemarketing agency and other organisations.
The successful candidate for this role will need to possess
the following skills and experience:
• An
understanding of the banking industry with specific knowledge
in sales & marketing
• Experience
in vendor management and operational processes
• Working
knowledge of computers and office automation software
• 3-5
years of credit cards marketing and sales experience
-
Field Sales Officer Home Loans
Candidates who have more
than two years of work experience in home loans .
Candidates should be :
• Graduates
• Having
atleast one year of home loan sales experience.
• Having
decent communication Skills
• and
passionate about making big on incentives
-
Sales Officer Merchant Acquiring Business
Profile: We are
looking for minimum 2 years of work experience in sales. This
profile is of corporate sales. Incumbent has to interact with
various establishments for business of terminals used for making
transactions through Debit/Credit cards.
Location: Mumbai
-
PVA DSF: PVA stands for Power VAntage.
This is Savings account product for High end customers. DSF stands
for Direct Sales Force.
This profile is for Sales
of Retail liability products.
Candidates having atleast 1 year of Retail liability sales
experience.
Graduate is must.
-
Officer E-Broking
Job Profile:
Incumbent would be handling call and trade facility for our High
end
customers.
He/She would be advising, providing information and executing
customers on
Share Trading.
Candidate specification:
Candidate should have worked as junior dealer for atleast two
years.
Should have good communication skills
-
Brand Office
•
Candidate would be required to assist in Brand development,
working on campaigns for retail banking
products. (Savings account, Current accounts, Debit cards, Credit
cards, Home and Personal Loans, Internet
banking etc.
• Candidate
should have understanding of marketing concepts.
(MBA marketing from B category B school
will do)
• Should
have understanding of banking industry.
• He/She
should be Graduate having experience of 2-3 years in
• Sales/business
development in banking/financial/insurance or investment products.
• Computer
proficiency in MS Office and Windows is a must
• Working
knowledge of printing and pre- press (processing) technology is
an advantage.
• No
selling required of this person.
-
Marketing Research Officer
This person would be assisting
product managers in analysis of data. Identifying product usage
trends, providing data for development purposes.
We need poeple who are doing such job with Banking/Insurance or
Good
FMCG company
Should have good knowledge of Statistics.
Must have used Statistical softwares like SPSS or SAS.
BSc/MSc Statistics would be ideal educational background for this.
-
Web Development officer
Profile is for
purely IT professional specialising in the area of web site development
and maintenance.
• Candidate
should atleast be graduate having done some course/diploma realting
to web devlopment. Should be clear about
basics on designing of internet site.
• Should
have atleast 2-3 years of experience in working on HTML, DHTML,
sJavascript etc.
• Should
have knowledge of Web Integrating tools like: Macromedia Dreamwaver,
Macromedia Ultradev, MS Frontpage.
• Should
have Graphic tools like Adobe Photoshop, Macromedia Fireworks,
Graphic Workshop.
• Must
have developed few sites of good repute.
- Issuing
Fraud Monitoring Officer - Falcon
DEPARTMENT
: Risk Operation
I Brief background on the
job
The job will deal with
monitoring credit card transactions with the Card Products Division.
It will entail calling cardholders based on cases created on the
monitoring system (Falcon), data analysis, data interpretation,
along with other forms of information collection etc.
II The role requires:
• Prompt
actioning of suspect cases created by Falcon on a 24X7 basis.
• Analyse
cases created/not created by Falcon to confirm genuine / fraud
transactions with the cardholder and recommend changes in rules
to enhance effectiveness.
• Collate
and analyse the relevant reports generated by Falcon & provide
inputs for initiating credit/authorisation policy changes.
III The successful candidate for this role will need to possess
the following skills and experience:
· He/she should be a Graduate with an experience band of
1y+ and possess excellent analytical skills, keen sense of observation,
customer communication skills, and system savvy and investigation
skills.
· Mandatory requirement
(Age Band : 22+)
- Staff
Officer
DEPARTMENT-
INM FPS
I Brief background on
the job :
The person is required to undertake processing of capital market
transactions on behalf of the bank's high net worth customers.
The person should have some idea of the different types of financial
instruments traded in the capital markets, though this is not
essential as we have a rigorous induction programme to cover these.
The person will be required to liaise with external counter parties
such as Brokers / Asset Management Companies / Registrars etc
and therefore needs to be a self-starter and a team player.
II The role requires:
• To
manage the processing of capital market transactions and ensure
timely settlement.
• Monitor
and action exceptions to mitigate risk to the Bank
• On
the customer front the person will be required to interact with
FPOs/ FPMs and PRMs.
• The
person will be required to interact externally with counter parties
such as Brokers / Asset Management Companies and Registrars.
• Will
need to formalize service standards, monitor regulatory guidelines
and internal operating guidelines.
III The successful candidate
for this role will need to possess the following skills and experience:
• Graduate
Degree from a reputed university
• Should
have a working knowledge of AMFI / SEBI regulations relating to
the capital market particularly the mutual fund industry (not
essential).
- Collection
Officer
Profile :
The candidate has to :
• Be
a graduate with a min. of 50 % marks without any drop of year.
(Preferably Commerce background). Post Graduates are avoidable,
though we are not very strict about the same.
• Be
fluent in English and should be confident while talking / communicating.
Candidates who can speak Punjabi language also will be preferred.
• Candidates
should have good negotiation skills.
• Have
an experience range of 1 to 3 years ideally but for exceptional
candidates, we can be a bit liberal in this.
Candidate should have relevant experience in collections for at
least 1 year.
• Customer
service experience / orientation is a must
• Age
group preferable is 21 to 25 years
• Working
hours are normal. There are no night shifts.
• In
terms of gender, there is no preference.
- Customer
Service Officer
Profile :
Candidates should have 2-3 years of rich experience in front end
customer service roles and operations in Branches with a reputed
Bank. They
will be based in our branches.
- Customer
Relationship Officer
Profile :
This profile is junior to Customer Service Officer role in branches.
Candidate should have basis understanding of banking and must
have
some exposure to Banks, work exp of min 6 months is must.
- E
mail Management Team Officer
Profile :
The candidate has to :
• Be
a graduate with a min. of 50 % marks without any drop of year.
(Preferably Commerce background). Post Graduates are avoidable,
though we are not very strict about the same.
• Be
fluent in English and should be confident while talking / communicating.
• Candidates
should have good English writing skills and good comprehension
ability.
• Have
an experience range of 1 to 3 years ideally but for exceptional
candidates, we can be a bit liberal in this.
• Customer
service experience / orientation is a must
• Age
group preferable is 21 to 25 years
• Willing
to work in shifts including night shifts without any drops etc.
For late evening shifts like shifts ending at 10 and 11 pm, we
have home drop facility for females. For males, last shift ends
at 12 midnight without any drop but with some additional compensation.
- Financial
Planning Officer
1) No of years of relevant
experience - minimum 2 years
2) Product familiarity - Should have knowledge of the following
products
• Insurance
(must)
• Mutual
funds (desirable)
• Investment
related Tax issues
3) Other skill sets required
• Sales
skills
• Customer
Service orientation
• Ability
to work as part of a team delivering Wealth Management products
to customers
• Planning
/ Organization skills
4) Professional qualifications
• Graduate
5) Other qualifications (necessary but not essential)
• AMFI
• IRDA
- Operations
Officer
DEPARTMENT-
INM PCM OPS
I. Brief background
on the job :
This job is based in the INM PCM Operations function located in
Worli, Mumbai. The unit is responsible for processing of transactions
pertaining to PCM clients pan-India. Various activities/processes
undertaken by the unit are INR & FCY cheque collection, Inward
& Outward remittances, Bulk Processing (i.e. issuance of Interest
Warrants/ Dividend Warrants, Pay orders, DDs, Company Cheques
etc), ECS, EFT/SEFT, and managing IPOs as collecting banker.
II. The role requires
:
• Ensuring
timeliness and accuracy in processing transactions despite high
& variable volumes
• Managing/monitoring
performance of outsourced staff onsite and vendors pan India
• Understanding
the functioning of Correspondent Banks and Clearing operations
both at branch and non-branch locations
• Ensuring
non-standard requirements of customers relating to processing
are taken care of
• Highlighting
errors, conducting root cause analysis and taking corrective action
to avoid recurrence
III. The successful
candidate for this role will need to possess the following skills
and experience :
• 2-4
years of general banking knowledge
• Exposure
to Operations in any of the business units. Prior Cash Management
experience would be an advantage however not necessary.
• Capability
to manage teams/individuals across geographical areas
• Experience
in transaction processing role involving high volumes and stringent
deadlines would be an advantage
• Should
be comfortable with using computers and have the aptitude to learn
new system (i.e. Cash-In, the Cash Management Software). Prior
experience on Cash-In would be an advantage however not necessary.
- Treasury
Operations SO's
Profile:
• Graduates
preferably with a background in accounting. Additional weightage
will be given to a PG degree/diploma or other relevant certificate
courses in banking, treasury operations, risk management etc.
• Around
2-3 years experience in the banking/financial sector preferably
in treasury operations or financial control is compulsory.
• Proficiency
in Microsoft Office Suite especially in Excel and Word is necessary.
• Good
communication skills (both spoken & written English) are required.
• Selected
candidate would be on contract for a period of 2 years.
• Package
will be on par with the industry.
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